There are many quick fixes for credit card debt available. Some companies even advertise their services on the radio and on local billboards. There are debt settlement companies that claim they can talk a credit card company into accepting only a fraction of how much...
You probably know that there is more than one kind of bankruptcy. Everyone's debt problems are different, so it makes sense that the U.S. bankruptcy laws and courts offer more than one way of dealing with them. Chapter 7 bankruptcy vs. Chapter 13 bankruptcy The two...
A cancer diagnosis is a terrifying and life-changing moment. While many survive, more than 600,000 in the United States die from it every year. The disease is the leading cause of death nationwide. Those who receive the horrific news face an uncertain future. While...
Your credit card bill is due the same day that you have to drop off your rent payment. You have a full paycheck coming on Friday, but that is nearly a week away. You need money, or you won't be able to pay all of your bills on time. You don't want to pay any late fees...
When you’re considering bankruptcy, something that you should look into is the automatic stay. An automatic stay temporarily prohibits creditors and collection agencies, as well as others, from pursuing you for money owed while you pursue bankruptcy. An automatic stay...
It is not uncommon for individuals to put away a few hundred dollars to be used in the event of an emergency. Maybe the washing machine stops working or a leaky window finally needs to be replaced – these situations might be troublesome, but easily overcome....
If you are seeking an effective way to reorganize your debts, it may be worth learning more about Chapter 13 bankruptcy. In a Chapter 13 case, you can repay creditors over a period of no more than five years while retaining property such as your Pennsylvania home. You...
When the weight of debt becomes crushing, some people choose to file bankruptcy to relieve the pressure. You may be at the point where you need to do so. Yet, you may fear moving forward because of how it could affect your credit. While bankruptcy will cause your...
Nearly everyone has some type of debt. From car payments and mortgages to credit card balances, you are probably on the hook for something. For many people, maintaining a reasonable level of debt is a balancing act. However, things can become unbalanced quickly. The...
If your financial situation has deteriorated to the point that you are concerned about losing your house, you may be wondering if bankruptcy is an option for you. Could filing bankruptcy stop foreclosure proceedings? The truth is that bankruptcy can potentially save...
